What help is there if you’re struggling financially?
Anyone can fall into financial difficulty, but government help is available if you’re entitled to it
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Articles : Savings and investment
Beating money blues
The beginning of the year is often spent reining in spending. Here are some useful tips to avoid letting debts get on top of you and your loved ones
MoreFive things you need to know about your student loan
It may seem daunting to take out such a large loan for your studies, but there are some useful things to know so you can make the most of student life
MoreHow much do you know about financial advice?
Despite it being very valuable for a lot of people, there are many misconceptions about financial advice. Take our quiz to find out how much you really know
MoreFive things you should take away from the Budget
The Chancellor of the Exchequer presented his 2018 Budget on 29 October. Our Director of Policy Steve Webb explains how it will affect you
MoreSpending over the festive season: dos and don’ts
Trying not to overspend during the festive season can be very tricky. Take a look at our spending ‘dos and don’ts’ to help you stick to a budget
MoreThe hidden costs of buying a house
Buying a new home can be more expensive than you think. Use our guide to discover all the things you’ll need to budget for
MoreHelping your grandchildren financially
If you can afford to help out, there are a number of ways you can give money to your grandchildren
MoreHow to prepare for sending your children to university
As costs are higher than ever, it’s important to take whatever steps you can to plan ahead for your child starting university
MoreHow to pay for long-term care
As we get older, many of us will need help looking after ourselves. But what are the options when it comes to paying for long-term care?
MoreEasy steps to help you save for your future
Saving for the future can seem like a daunting task if you’re on a fixed budget or low income, but there are a number of simple steps you can take to help
MoreShould you lend money to your children?
There are important factors to consider when providing financial support to children purchasing a property
MoreHow much do you know about your credit score?
If you want to be accepted for credit, whether it’s a credit card or a loan, your credit score really matters. Take our quiz to find out how much you know about yours
MoreWhere to go to get help with debt
Being in debt can be overwhelming, but there are ways you can get help. Use our list of debt advice organisations to find the best solution for you
MoreYour guide to the GDPR
It can be tricky to get your head around the new data protection rules and what they mean for you. Use our handy guide to find out what you need to know
MoreAre you missing out on important benefits?
Thousands of people in the UK are losing out by not claiming the benefits they’re entitled to. Could you be one of them?
MorePlanning for end of life arrangements
Thinking about death can be hard, but putting plans in place can make a very difficult time easier for those closest to you
MoreWhere to get information about your finances
It’s a good idea to seek professional advice when making important financial decisions, but did you know there’s also plenty of other help available?
MorePrioritising your debts
Whether it’s your mortgage or paying off a credit card, debts can make you feel like burying your head in the sand. But prioritising can help you to manage what and how much you owe
MoreYour mortgage checklist
If you’re thinking about getting a mortgage, there are a number of things that can affect your eligibility aside from a deposit
MoreInvesting in stocks and shares
The stock market can be a valuable place to invest your money, but spreading your investments is key to reducing risk and maximising growth
MoreHow can risk affect your retirement?
Investing your money can be risky. But, it’s important to take some risk if you want your pot to grow and enjoy a comfortable retirement
MoreCould a new benefits policy affect your mortgage?
Changes to the government’s Support for Mortgage Interest benefit could affect homeowners like you
MoreWhat is asset allocation?
When it comes to reducing risk and helping your money grow, asset allocation plays an important role. But what exactly is involved?
MoreWhy is making a will important?
If you don’t make plans on how you want to distribute your wealth once you’re gone, you may leave a host of problems behind
MoreIs it time to let your family help with your finances?
As you get older, you may find that family and friends want to help you with your finances. While this can be helpful, it’s important that you’re in control of how it happens
MoreHow do your investments affect tax?
Most of us know about the tax we pay on our wages, but did you know that your investments can also impact how much tax you pay?
MoreGetting your children to save
They may not thank you for it now, but one of the best things you can give your children is good financial know-how
MoreFinancial advice: is it worth it?
Consulting with a financial adviser could result, on average, in a boost of over £40,000 to your savings and investments, financial assets and pension
MoreHow we make investment decisions
In order to grow your pot, there are a number of decisions we have to make when it comes to investing your money
MoreWhat does the Budget mean for you?
The Chancellor of the Exchequer presented his Autumn Budget to Parliament on 22 November 2017. Our Director of Policy Steve Webb explains five key things that you should takeaway
MoreSupporting yourself and your family
Grandparents are playing a bigger role in supporting families financially, but it is important to take your future needs into account
MoreHow does inflation affect your money?
If you don’t plan effectively, inflation could cause your pot of hard-earned cash to shrink
MoreWill your council pay for long-term care?
While the situation is different for every local authority, you may be entitled to help with your long-term care
More10 steps to building a financial plan
Having a financial plan in place early on can make it easier to manage your money further down the line
MoreAre you entitled to any unclaimed money?
Billions of pounds are lying unclaimed in pensions, policies, accounts, investments and prizes across the UK. Is any of it yours?
MoreShould you save or invest?
While savings accounts may seem like a safe place to keep your hard-earned cash, low interest rates mean it is not always the best option
MoreFive ways to save for your first house deposit
Saving for a deposit is one of the biggest obstacles in getting onto the property ladder, but being aware of the many options available may help you to reach the sum you need
MoreInvesting for uncertain times
Knowing how to make the most of stock market growth, while protecting yourself from any changes, can help your investments to perform well
MoreThe benefits you might be entitled to
If you are struggling to make ends meet, it is worth checking to see whether you are entitled to any of the many benefits available
MoreTop 10: tips to manage your money
If you struggle to manage your money and have little saved, you are not alone
MoreCan you invest without risk?
Moving your money out of savings may seem tempting in a low interest rate environment, but can you invest without putting your nest egg at risk?
MoreShould you take your debt more seriously?
Borrowing to make purchases can leave you paying the price long after you’ve forgotten what you bought
MoreHow to save for your children
Pensions offer a simple, tax efficient way of saving money for your children, but what are the alternatives?
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Our latest videos
The most recent videos from your Royal London team
How does inflation affect your money?
If you don’t plan effectively, inflation could cause your pot of hard-earned cash to shrink
MoreCommunity matters
The Royal London Foundation helps members support local organisations that make a difference in your communities
MoreThe new state pension: your questions answered
The new state pension has caused many people confusion about how much they’ll get paid in retirement. Our new guide can help you to understand the rules
MoreThe financial impact of marrying in later life
For older people, avoiding tying the knot with a partner could have considerable implications for their finances
MoreYour guide to the GDPR
It can be tricky to get your head around the new data protection rules and what they mean for you. Use our handy guide to find out what you need to know
MoreWhy is life cover a good option further down the line?
If you have loved ones that depend on you, taking out life insurance can help to protect them in a number of different ways
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