Staying safe from Brexit scams
With confusion around Brexit giving fraudsters more opportunities to scam customers, knowing what to look out for can help you to protect your pension pot
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Articles
Beating money blues
The beginning of the year is often spent reining in spending. Here are some useful tips to avoid letting debts get on top of you and your loved ones
MoreWhat help is there if you’re struggling financially?
Anyone can fall into financial difficulty, but government help is available if you’re entitled to it
MoreFive things you need to know about your student loan
It may seem daunting to take out such a large loan for your studies, but there are some useful things to know so you can make the most of student life
MoreThe financial impact of marrying in later life
For older people, avoiding tying the knot with a partner could have considerable implications for their finances
MoreThe Royal London Foundation is changing
We’re widening the threshold for applications and introducing continuation grants to provide even more support to the organisations helping your communities
MoreHelp us prevent mothers from ending up with reduced state pensions
Sign our new petition to help us stop thousands of mothers across the UK ending up with lower state pensions
MoreHow much do you know about financial advice?
Despite it being very valuable for a lot of people, there are many misconceptions about financial advice. Take our quiz to find out how much you really know
MoreFive things you should take away from the Budget
The Chancellor of the Exchequer presented his 2018 Budget on 29 October. Our Director of Policy Steve Webb explains how it will affect you
MoreSpending over the festive season: dos and don’ts
Trying not to overspend during the festive season can be very tricky. Take a look at our spending ‘dos and don’ts’ to help you stick to a budget
MoreThe new state pension: your questions answered
The new state pension has caused many people confusion about how much they’ll get paid in retirement. Our new guide can help you to understand the rules
MoreThe hidden costs of buying a house
Buying a new home can be more expensive than you think. Use our guide to discover all the things you’ll need to budget for
MoreHelping your grandchildren financially
If you can afford to help out, there are a number of ways you can give money to your grandchildren
MoreHow to prepare for sending your children to university
As costs are higher than ever, it’s important to take whatever steps you can to plan ahead for your child starting university
MoreHow to pay for long-term care
As we get older, many of us will need help looking after ourselves. But what are the options when it comes to paying for long-term care?
MoreEasy steps to help you save for your future
Saving for the future can seem like a daunting task if you’re on a fixed budget or low income, but there are a number of simple steps you can take to help
MoreHow to protect yourself and your family
When money is tight, insurance can be a valuable tool to protect yourself and your loved ones in the face of an emergency
MoreShould you lend money to your children?
There are important factors to consider when providing financial support to children purchasing a property
MoreHelping the organisations that matter to you
Your nominations helped us donate £350,000 to not-for-profit organisations across the UK in 2018
MoreCreating more work experience opportunities for members
Our Insight into Work programme has helped lots of members and their families, and we’ve got more opportunities in store for you
MoreWhere does your tax go?
We all know we have to pay taxes, but do you know how they’re spent? Test your knowledge with our tax challenge
MoreHow much do you know about your credit score?
If you want to be accepted for credit, whether it’s a credit card or a loan, your credit score really matters. Take our quiz to find out how much you know about yours
MoreWhere to go to get help with debt
Being in debt can be overwhelming, but there are ways you can get help. Use our list of debt advice organisations to find the best solution for you
MoreYour guide to the GDPR
It can be tricky to get your head around the new data protection rules and what they mean for you. Use our handy guide to find out what you need to know
MoreAre you thinking about retirement early enough?
Having a plan for your retirement as early as possible can make things much easier for you further down the line
MoreWhat is an annuity and do you need one?
If you’re thinking about buying an annuity to provide you with income in your retirement, it’s important to know the basics
MoreAre you missing out on important benefits?
Thousands of people in the UK are losing out by not claiming the benefits they’re entitled to. Could you be one of them?
MorePlanning for end of life arrangements
Thinking about death can be hard, but putting plans in place can make a very difficult time easier for those closest to you
MoreWhere to get information about your finances
It’s a good idea to seek professional advice when making important financial decisions, but did you know there’s also plenty of other help available?
MoreHow to read your payslip: pension deductions
Your payslip often shows a deduction for a contribution into a pension scheme. But how is it worked out and what effect does it have on your tax bill?
MoreIs the pension gender gap affecting you?
A lot has been made of the gender pay gap recently, but what’s not so well known is how this can affect women in retirement
MoreGiving something back to you
As a mutual, we think our members should share in our success. That’s why, when we do well, we’ll aim to boost your retirement savings. We call this ProfitShare
MoreFive reasons to stay in your workplace pension
There are a number of important benefits you could lose if you choose to opt out of your workplace pension scheme
MorePrioritising your debts
Whether it’s your mortgage or paying off a credit card, debts can make you feel like burying your head in the sand. But prioritising can help you to manage what and how much you owe
MoreWill you still get taxed in retirement?
Retirement has little effect on how you’re taxed, but it can seem complicated as you’re likely to have several sources of income
MoreYour mortgage checklist
If you’re thinking about getting a mortgage, there are a number of things that can affect your eligibility aside from a deposit
MoreInvesting in stocks and shares
The stock market can be a valuable place to invest your money, but spreading your investments is key to reducing risk and maximising growth
MoreHow to read your payslip: National Insurance
When it comes to your payslip, it’s useful to understand the different deductions from your salary, such as National Insurance
MoreIs it a good idea to transfer out of your pension?
If you’re considering a transfer out of your pension scheme, it’s important to seek professional advice and make sure you understand the pros and cons
MoreHow can risk affect your retirement?
Investing your money can be risky. But, it’s important to take some risk if you want your pot to grow and enjoy a comfortable retirement
MoreIs your pension protected?
While it’s rare for people to lose their pension, or get less than expected, if things go wrong, it’s good to know what protection is in place for your pot
MoreCould a new benefits policy affect your mortgage?
Changes to the government’s Support for Mortgage Interest benefit could affect homeowners like you
MoreEveryone likes a little boost
As a mutual, we think our members should share in our success. That’s why, when we do well, we’ll aim to boost your retirement savings. We call this ProfitShare
MoreHow can Insight into Work help you?
Whether you’re leaving school, considering a career change, or wanting to return to work after a break, work experience can be a real help
MoreWhat is asset allocation?
When it comes to reducing risk and helping your money grow, asset allocation plays an important role. But what exactly is involved?
MoreWhy is making a will important?
If you don’t make plans on how you want to distribute your wealth once you’re gone, you may leave a host of problems behind
MoreIs it time to let your family help with your finances?
As you get older, you may find that family and friends want to help you with your finances. While this can be helpful, it’s important that you’re in control of how it happens
MoreGetting the insurance you need
As we get older, it gets harder and more expensive to buy things like car or travel insurance. Thankfully, most of us can get what we need, if we know where to look
MoreGet more involved in your local community
There are lots of easy ways to support your community, from volunteering with a charity to helping out in a local school, or visiting an elderly neighbour
MoreHow do your investments affect tax?
Most of us know about the tax we pay on our wages, but did you know that your investments can also impact how much tax you pay?
MoreWhy is life cover a good option further down the line?
If you have loved ones that depend on you, taking out life insurance can help to protect them in a number of different ways
MoreAre you missing out on help with your pension?
Working families are losing millions each year by not realising the connection between claiming child benefit and protecting their state pension record
MoreGetting your children to save
They may not thank you for it now, but one of the best things you can give your children is good financial know-how
MoreAre you prepared for the road ahead?
Having protection insurance in place can offer you some comfort should you come across any bumps in the road
MoreHow to read your payslip: tax codes
Your payslip can be difficult to get your head around, especially when it comes to understanding your tax code
MoreFinancial advice: is it worth it?
Consulting with a financial adviser could result, on average, in a boost of over £40,000 to your savings and investments, financial assets and pension
MoreHow we make investment decisions
In order to grow your pot, there are a number of decisions we have to make when it comes to investing your money
MoreWhat does the Budget mean for you?
The Chancellor of the Exchequer presented his Autumn Budget to Parliament on 22 November 2017. Our Director of Policy Steve Webb explains five key things that you should takeaway
MoreSimple steps to saving for a pension
Following our simple rule of thumb can help make saving for a pension from an early age much less intimidating
MoreSupporting yourself and your family
Grandparents are playing a bigger role in supporting families financially, but it is important to take your future needs into account
MoreHow does inflation affect your money?
If you don’t plan effectively, inflation could cause your pot of hard-earned cash to shrink
MoreWill your council pay for long-term care?
While the situation is different for every local authority, you may be entitled to help with your long-term care
MoreFive ways to take your pension pot
The options for using your pension pot are more flexible than ever. But it’s important to understand how your decisions will affect your retirement income in the future
MoreSelf-assessment: what is it and do you need to do it?
Getting your tax return information in order can help you to avoid any potential fines later on
MoreWhat type of cover is best for you?
Life insurance can help to protect you and your family should the unthinkable happen. But are you clued up when it comes to the type of cover you need?
More10 steps to building a financial plan
Having a financial plan in place early on can make it easier to manage your money further down the line
MoreOur Insight into Work programme
In 2017 and 2018 we launched our brand new Royal London Insight into Work programme for members and their families
MoreAre you entitled to any unclaimed money?
Billions of pounds are lying unclaimed in pensions, policies, accounts, investments and prizes across the UK. Is any of it yours?
MorePlanning a funeral for you or your loved one
While it’s not something we like to think about, having funeral plans in place can help remove the worry of costs later on for both you and your loved ones
MorePensions made easy
Pensions can be difficult to get your head around, but knowing the options can help you build the best nest egg possible for your retirement
MoreAre you paying too much tax?
Making sure you are on the right tax code will help you to avoid losing too much of your hard-earned money
MoreCan you leave a pension to your children?
Passing on your remaining pension pot can be a good way to help out loved ones in need, but it is important to understand exactly how the system works
MoreDon’t miss out on extra pension money
Taking full advantage of auto-enrolment, and knowing the maximum contributions offered by your employer, can help you to access extra money for your pension
MoreShould you save or invest?
While savings accounts may seem like a safe place to keep your hard-earned cash, low interest rates mean it is not always the best option
MoreFive ways to save for your first house deposit
Saving for a deposit is one of the biggest obstacles in getting onto the property ladder, but being aware of the many options available may help you to reach the sum you need
MoreInvesting for uncertain times
Knowing how to make the most of stock market growth, while protecting yourself from any changes, can help your investments to perform well
MoreIs flexible retirement right for me?
On the surface flexible retirement may seem like an attractive option for many, but it is important to weigh up the practicalities
MoreCommunity matters
The Royal London Foundation helps members support local organisations that make a difference in your communities
MoreThe benefits you might be entitled to
If you are struggling to make ends meet, it is worth checking to see whether you are entitled to any of the many benefits available
MoreTop 10: tips to manage your money
If you struggle to manage your money and have little saved, you are not alone
MorePension tax relief: how to get £35,000 of free money
Saving into a pension, and taking advantage of tax relief, can be extremely rewarding
MoreHow to save enough for your pension
Paying as much as possible into a pension can help you enjoy the retirement you’ve always wanted
MoreCan you invest without risk?
Moving your money out of savings may seem tempting in a low interest rate environment, but can you invest without putting your nest egg at risk?
MoreHow to prepare your pension for retirement
With new pension freedoms providing a more flexible way of accessing your hard-earned cash, it is important to know what the options are
MoreShould you take your debt more seriously?
Borrowing to make purchases can leave you paying the price long after you’ve forgotten what you bought
MoreCould your lifestyle go south?
People can find themselves in an increasingly comfortable position during mid-life, but there are many things that could have a sudden impact on your lifestyle
MoreHow to save for your children
Pensions offer a simple, tax efficient way of saving money for your children, but what are the alternatives?
MoreHow to boost your pension pot
It can be hard to pay enough for retirement when you are buying a home and raising a family, but it’s never too late to give your pension pot a boost
MoreSharing our success with you
One of the great things about being a member of Royal London is when we do well so do you, and that’s where ProfitShare comes in
MoreMore for you
Our latest videos
The most recent video from your Royal London team.
Royal London Foundation: giving local community organisations a boost
Royal London Foundation: change is in the air in 2019
Why mutuality matters
Why is voting so important?
Our People Promise
Royal London Foundation: Proud & Loud Arts
What is a with profits investment?
Giving back to our members
Maximising returns and reducing your risk
Getting the right mix for your pension
Insight into Work: come and work with us!
What happens to your pension money?
Royal London Foundation: supporting your communities
Growing your investments
It’s great being a member
ProfitShare
Supporting members
